Lease

In a lease, you do not purchase an automobile. You contract to use it for the first, and best, period of its life. Following are some additional benefits to leasing.


Lower Monthly Payments

If the finance period is the same, your monthly payments will generally be lower when leasing than financing because your payments will be based on the vehicle's estimated depreciation.

A New Car More Often

Your taste and preference may change, and a short-term lease makes it easy to drive a new car more frequently.

Guaranteed Future Value

You don't have to worry about resale value. At the end of your lease term you can turn it in or buy it to keep or resell.

Finance

If you typically keep your vehicle for five to 10 years, then financing may be your best option. The following are some additional benefits to financing:


Pride of Ownership

Ownership can instill a sense of pride and long-term value.


No Restrictions on Mileage

This is important to consider if you drive more than 12,000 to 15,000 miles per year.


Make Changes to Car's Appearance

You can alter the interior or exterior to compliment your taste, though your choices may affect the resale value.

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